Factors to Consider

PLEASE CONSIDER CAREFULLY BEFORE YOU BORROW

Think twice before applying for a loan
Please take note that taking a Payday or Personal Loan is a heavy responsibility. Borrow only when you
absolutely need to and consider carefully when you are taking any Payday or Personal Loan in Singapore.

Make sure you borrow within your means and able to service the repayment instalments
Before you commit to a loan, consider any other payment obligations you have, such as housing or car instalment. Make up a list of all your
expenses and then decide if you are able to repay the loan. This is extremely important regardless of whether you are applying for
a personal or payday loan. This will provide you an indication of your financial ability to meet your obligations.

Pay your loan instalments on time to avoid late penalty and interest charges
We can provide fast cash loans to you whenever you need it but you are also required to be able to pay your monthly instalments promptly to avoid late
penalty and interest charges. You should always keep track of the repayment dates. A GIRO plan is always recommended so that payment is made on
time.

Ensure that you clearly understand the terms & conditions of your Payday or Personal Loan
Please read carefully and understand all the terms & conditions stated on the Payday or Personal Loan documents before you sign on them.
Do not hesitate to ask any questions to clear your queries before committing to the loan.

Read the Fee Schedule & Charges on your loan contract carefully.
The fee schedule & charges show you all the applicable fee and charges for your Payday or Personal Loans. Please ensure that all the terms & conditions
are correct before you sign on the contract.

Avoid multiple sources of loan, as it would be easier for you to manage and track what you have borrowed
Try to exercise better control over the sources of your loan. Having too many loans may lead to confusion and cause you overstretch your financial commitment.